Jomart & Co
Resolving Risk

Bankruptcy & Restructuring

Restructuring, creditor negotiation and protecting value in distress.

Financial distress demands fast analysis and decisive planning. We advise businesses, founders, investors and creditors on restructuring options that protect value and stabilize operations.

Early action creates options. We focus on out-of-court workouts and negotiated solutions first, and on structured court processes when they serve the client better.

What we do

  • Restructuring strategy and options analysis
  • Debt restructuring and creditor negotiations
  • Out-of-court workouts
  • Chapter 11 and Subchapter V planning
  • Pre-insolvency planning and asset protection
  • Distressed acquisitions and asset purchases
  • Cross-border insolvency issues

Who we act for

  • Small and mid-sized businesses
  • Founders facing liquidity pressure
  • Creditors seeking recovery
  • Investors in distressed opportunities
  • International companies with U.S. exposure

Industries

Technology and early-stage venturesRetail, hospitality and consumer servicesReal estate and constructionManufacturing and logisticsEnergy and natural resources
The value we deliver

Clarity under pressure — stabilizing the business, protecting assets and negotiating from the strongest available position.

Frequently asked questions

What is Subchapter V bankruptcy?

Subchapter V is a streamlined form of Chapter 11 for small businesses below a set debt limit. It is faster and less costly than traditional Chapter 11 and lets owners keep the business while restructuring debt.

Can a business restructure debt without filing for bankruptcy?

Often yes. Out-of-court workouts with lenders and key creditors can extend terms or reduce debt without a court process, which is usually faster and preserves reputation.

When should a struggling business call a lawyer?

As early as possible — ideally before missing payments. Early advice preserves options that disappear once creditors begin enforcement.

Discuss your matter with us.

Book a 60-minute consultation by video. If you engage the firm, the fee is credited toward your retainer.

Book a consultation